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Infographic:French retirement pensions

The DREES (Department of Research, Studies, Evaluation and Statistics) its 2017 edition entitled "Retirees and pensions" which draws up a complete assessment of the situation of our senior households, wishing to retire and being already retired. At Le Mag du Senior, we offer you an infographic to understand the level of remuneration and retirement pensions of French people.

Infographic:French retirement pensions

Amount of retirement pension

Our senior households can rejoice, the amount of the retirement pension increased by 24% between 2005 and 2015, a rise greater than inflation (15.9% calculated via this site) but which does not take into account the increases in taxes, notably from the state, as well as the cost of living. For example and according to Le Figaro, local taxes increased by 70% between 2004 and 2013, a real shortfall for retired owners whose pension increase was not proportional. The DREES file offers an in-depth and detailed analysis of pension levels between 2005 and 2015, whether in net or gross amount.

Gender differences in pensions

The differences in wages between men and women are still relevant, these disparities are also felt for retirement pensions since men receive an average gross amount of €1,906 while women receive an average pension of €1,340. These figures take into account direct law, secondary law and the increase applied for children.

The relationship between salary and future retirement

This is a recurring question for active people who are about to retire:how much will my pension be? A difficult question to answer since it is necessary to take into account the average annual salary, the rate of the pension as well as the durations of insurance and reference. The DREES proposes in its study an average percentage which makes it possible to project the amount of its future pension, the latter corresponds to 67% of the current income. In other words, a senior who is about to retire and who receives a salary of €2,000 can, approximately, expect to receive 67% of his salary in retirement pension, or €1,340. In detail, men receive 79% of their salary while women only receive 55% of their income from work, a further disparity in the relationship between men and women.

Useful links:

  • To find this study, click on this link
  • To calculate your pension, go to the assuranceretraite.fr website
  • To reduce your monthly payments before retirement and anticipate a drop in income, do a free study in a few minutes