Retirement often brings a sharp drop in income, prompting over 500,000 seniors to keep working. Many do so to stay engaged, but most seek to bolster their finances. Becoming a nanny stands out as a top choice for retirees—it's rewarding like grandparenting, and parents trust experienced seniors with their children.
Yes, most private-sector retirees and some self-employed workers can pair their pension with new earnings under specific rules. This keeps you active and offsets modest pensions or income gaps post-retirement.
Regulations depend on your status. If you've qualified for your full basic and supplementary pension—reaching age 67 (for those born in 1955 or later) or age 62 with full insurance quarters—you can work immediately and accumulate unlimited pension and income.
If not fully qualified, your combined pension (basic and supplementary) plus earnings can't exceed your average monthly income from the last three calendar months (or 1.6 times the minimum wage, whichever is higher). Exceeding this reduces your pension.
Note: For basic pensions received since January 1, 2015, working in retirement no longer generates new pension rights.
Depending on your pension status, you can fully or partially combine benefits with nanny earnings—a smart way to supplement income.
Seniors excel here: parents value your life experience and genuine care, often treating it as an extension of grandparenting. Hiring is straightforward via the Universal Employment Check (CESU) or Pajemploi+ service.
Word-of-mouth remains the best start—tell family, friends, and neighbors you're available for childcare.
For broader reach, use agencies matching parents with nannies for part-time care, school pickups, or activities. Some specialize in senior caregivers.
Classifieds are highly effective for retiree nannies. Options include local newspapers, popular online platforms, and flyers in shops, schools, and nurseries.